With René Papin, you’ll benefit from policies including:

Life Insurance

How much life insurance do you really need? This simple, three-step analysis will help illustrate the benefits – and potential inadequacies – of a typical $100,000 policy:  

  1. Write down the amount of life insurance you currently have: $100,000
  2. Scratch out the last four digits: $10
  3. Double the number that remains: $10 x 2 = $20

Equating to $7,300 a year, the $20 amount will be your family’s daily income.

With René Papin, you’ll receive advice on the various types of life insurance policies available to you as well as recommendations on the coverage needed to sustain your family’s current lifestyle.

Disability Insurance

Disability insurance is designed to protect your ability to earn an income – something that could be jeopardized the second a disabling illness or injury strikes. It pays to be prepared. Did you know that: 

  • One in three people, on average, will be disabled for 90 days or longer at least once before age 65
  • The average length of a disability that lasts over 90 days is 2.9 years 

With disability insurance offered through René Papin, you can gain the protection – and peace of mind – you need.

Critical Illness Insurance

No one plans to get sick of course, but when a life-altering illness occurs such as cancer, stroke or heart disease, you can help yourself and your loved ones by becoming financially prepared.

Offered through René Papin, critical illness insurance is designed to help financially support patients during treatment and recovery. Should you be diagnosed with an illness listed under your policy, and survive the waiting period, you receive a lump-sum benefit payout.